Free crypto DCA calculator

    Crypto DCA Calculator — See Your Real Returns After Exchange Fees

    Simulate dollar-cost averaging into Bitcoin, Ethereum, Solana, XRP or BNB using real historical prices. Unlike other DCA tools, we show exactly how much of your return the exchange keeps in fees.

    DCA calculator FAQ

    What is dollar-cost averaging (DCA)?+

    Dollar-cost averaging is buying a fixed dollar amount of an asset on a fixed schedule regardless of price. It removes the emotion of trying to time the market and averages your entry price over time — a common strategy for long-term Bitcoin and Ethereum investors.

    How is the DCA calculation done?+

    We pull the daily closing price history from CoinGecko for the coin and time range you pick, simulate each purchase at the closing price of that day, apply the exchange fee to shrink each buy, then sum coins accumulated and value at today's price to show profit or loss.

    Do exchange fees really matter for DCA?+

    Yes — significantly. If you DCA $100 weekly for a year on an exchange charging 2% total (trading + spread), you lose about $104 straight to fees before any price movement. Over multiple years the fee drag compounds into thousands of dollars in missed accumulation.

    Which exchange is cheapest for DCA?+

    Binance and Bybit typically have the lowest combined trading fee plus spread (under 0.2%). Coinbase's standard 1.49% plus spread is the most expensive of the major platforms — see our live comparison for current numbers.

    Is this DCA calculator free?+

    Yes, completely free. No sign-up, no email required. We support Bitcoin, Ethereum, Solana, XRP and BNB using real historical prices.

    Affiliate Disclosure: Some links on this site are affiliate links. We may earn a commission if you sign up through these links, at no extra cost to you. This helps us keep the site free. Our comparisons are based on objective fee data and are never influenced by affiliate partnerships.

    Prices updated 16220m agoFee data verified 2026-07-01Fees may vary by payment method & regionContains affiliate links